RESP contributions may qualify for grants provided by the Government of Canada and some provincial governments. Here is an overview of these grants:
Program and provider |
Amount |
Eligibility requirements |
Government of Canada Basic Canada Education Savings Grant (CESG) |
|
Available up until the end of the calendar year in which the child turns 17 (special rules apply at ages 16 and 17) Beneficiary must have a valid social insurance number (SIN) and be a Canadian resident |
Government of Canada Additional CESG |
|
Based on adjusted net family income:
|
Government of Canada Canada Learning Bond |
|
Children born on or after January 1, 2004 Eligibility based on adjusted net family income and number of children |
Government of Quebec Quebec Education Savings Incentive |
|
Beneficiary must be under age 18 and a resident of Quebec |
*2022 amounts; income thresholds are adjusted annually.
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